Earthquake Insurance

Earthquake Insurance Herriman, UtahEarthquake insurance is a form of property insurance that pays the policyholder in the event of an earthquake that causes damage to the property. The typical homeowner’s insurance policy does not cover earthquake loss.

Most earthquake insurance policies feature a high deductible, such as 15%+ of the value of  the total insured value of the home, which makes this type of insurance useful if the entire home is destroyed, but not useful if the home is merely damaged. Rates for earthquake insurance vary greatly based off of earthquake maps. Rates can also vary greatly depending what your home is made out of. Wood homes withstand earthquakes better than homes made of brick.

What are the two most important things to know about earthquake insurance?

  1. Most home insurance policies do not cover earthquake damage.
  2. Even if you don’t live in an area where earthquakes are common, you may still need earthquake insurance.

Earthquakes have occurred in 39 states since 1900, and about 90% of Americans live in areas considered seismically active. For many of our neighbors in Washington, earthquake insurance can be inexpensive – contact us to find out what the costs would be for your home.

Earthquake insurance in Utah can have many options call us today to learn more.

Contact us today to get a quote! 801-307-4898